Did you know that every website is supposed to have certain things explained to its users. Endorsements are one of the biggest things that the FTC is watching. So it is important to list certain things here so that readers like yourself feel comfortable with the legitimacy of what you are reading.

People Who Employ Me

Southwest Investment Advisors currently employs me. I will have certain things that I will comment on and they are not always the same opinion of my employer.  However, since the business of managing securities is so regulated, I am very careful about what I say and NOTHING I say is a recommendation of any kind.  My recommendation will only be given if you are a client of my employer and only after a series of suitability conversations.

Affiliate Marketing

You may see product on this site and you would be wise to suppose that I will make money off of those, however, you are wrong. In my referencing them, I am merely showing you items that I have actively used and recommend purely because they worked for me. I am not being paid nor received the item for free.


You are on the internet so you have NO privacy. Please read that again. YOU HAVE NO PRIVACY. Don’t give me anything that you would not want out. This is not because I will leave it for the world to know as I will do my absolute best to ensure that all data given to me is secure, but hackers are better than I am. No doubt about it. I will also NOT sell your information to anyone. It may be used to send you emails, frequently or infrequently. 


Have I mentioned that all the content on this site is my own?  This is my sounding board and you may or may not like it. Either way is ok with me. I welcome your comments, but they are moderated because I can. I am pretty open though and proving me wrong makes me smarter so I welcome challenges.

Unsolicited Items

Feel free to send me anything. Most items I have personally paid for. Don’t expect them to come back if you send anything. If it resembles a chew toy, then Max is really good at relieving it of its stuffing. If you send me something to review then please do not expect a review. Nor should you rely on a specific outcome or timeliness of such review. I get up at 5am, spend 1 hour personal time, 30 mins breakfast, 30 mins getting ready, off to drop daughter off as school, then onto work 8-6, then drive home, 30 mins dinner, hour of family, 30 mins business, 2 hours personal development, bed at 10:30 and sleep for 6.5 hours.

If I do get around to that review, you will know about it. Good, Bad or indifferent. I can say, that I like my reviews to be quick, but I take a long time to review to ensure I get the idea of how something is supposed to work. I will read the book, and then possibly go over key areas before I put in a review. Or use that router for 3 months before I put in a review. Just sayin.